Renee Prunier


Posted by Renee Prunier on 9/17/2018


957 Stafford Street, Leicester, MA 01542

Single-Family

$259,900
Price

7
Rooms
3
Beds
2
Baths
Recently renovated Cape with new windows and most doors, refinished hardwood floors, freshly painted inside and out, new gargage door with opener. New heating system and some plumbing. New granite counters, undermount sink, stainless appliances, faucet, and cabinet doors & knobs in kitchen. The back yard had a makeover with trees cut to create a large open level rear yard. Freshly landscaped. Home offers 3 bedrooms, 2 baths, 1 car garage and fantastic sun room. Great location to head in any direction. On the corner of Rte 56 and Stafford Street. Minutes to Mass Pike and Rte 20.
Open House
No scheduled Open Houses

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Categories: Price Change  


Posted by Renee Prunier on 9/17/2018

Many homebuyers face an interesting dilemma. On one hand, a broad array of houses is available nationwide, making it easy to find a great residence just about anywhere. Conversely, the housing market remains fierce, and a homebuyer who fails to submit the right offer at the right time may miss out on the opportunity to acquire his or her dream residence.

Ultimately, homebuyers must be ready to submit a fair offer on a house at any time. And even though you may be tempted to submit a proposal that exceeds a home seller's asking price to secure your ideal house, you should try to do everything you can to avoid overspending.

Lucky for you, we're here to teach you the ins and outs of making a reasonable offer on a home. Here are three tips to ensure you can avoid spending too much for a house.

1. Know What to Look for in Your Dream House

The definition of a "dream house" may vary from homebuyer to homebuyer. If you consider exactly what you'd like to find in your ideal home, you'll be able to browse the real estate market accordingly.

Although many great houses are readily available, it is important to keep in mind that no residence is perfect. As such, you should establish lists of must-haves and wants for your dream home and set realistic expectations. This will allow you to compare and contrast homes against your lists, find a residence that meets your expectations and remain calm, cool and collected as you prepare to submit an offer on a home.

2. Get a Mortgage in Advance

Homebuyers can get pre-approved for a mortgage and create a budget before they embark on a search for their dream home.

Getting pre-approved for a mortgage will require you to meet with banks and credit unions and assess all of the mortgage options at your disposal. In addition, lenders may be able to offer a variety of financing options based on your credit score, annual income and other economic factors.

With a mortgage in hand, you can explore the real estate market and find homes that fall within your price range. Therefore, if you get pre-approved for a mortgage, you may be better equipped to accelerate the homebuying process and avoid overspending on a house.

3. Choose the Right Real Estate Agent

Your real estate agent may make or break your home search. And with the right real estate agent at your side, you should have no trouble finding your dream home in any real estate market.

Your real estate agent is happy to provide tips to ensure you can submit a fair offer on any residence. That way, you can avoid the risk of overspending and improve your chances of acquiring your dream home at a reasonable price.

Hire a real estate agent who possesses comprehensive expertise and great people skills. By doing so, you can work with a real estate professional who can help you acquire your ideal home in no time at all.




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Posted by Renee Prunier on 9/11/2018


255 Carpenter Hill Road, Charlton, MA 01507

Single-Family

$259,900
Price

8
Rooms
3
Beds
2
Baths
Many great features to this home you cannot find else where. Beautful 4 season room with propane heater leading to large deck with new decking and built-in seats overlooking large fenced yard, in-ground pool, level yard & 2 storage sheds (20x14 shed great workshop-insulated & electrical hookup). Hardwood floors in Dining room, Hallway & Living room with Franklin gas stove. Hardwood stairway with tiled foyer. New kitchen slider, Dining & Living room has new Crown molding. Octagon windows bring in natural sunlight into the dining room with access to the east deck great for afternoon relaxation. Freshly painted interior, newer lighting, oversized master bedroom with dryer hook-up. Lower level offers a kitchenette, 3/4 bath, office, laundry room, 3rd Bedroom and Family room with Fireplace / Gas heater. Passing Title V. Sunrun Solar panels transferable. Ask for details.
Open House
No scheduled Open Houses

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Posted by Renee Prunier on 9/10/2018

When you want to buy a home, you know that good credit will be necessary. You may have heard some things about your credit score that just arenít true. Read on to set the record straight on some of the most significant misconceptions about credit. 


Checking Your Credit Only Gives You Knowledge


Checking your credit score or report will not lower your score. The only way checking a score is damaging to a credit score is in the form of credit inquiries. This is when a lender, employer, or other merchant checks your credit in order for you to either gain employment or open a new line of credit. You have the right to review your score without it being impacted. 


You Shouldnít Carry Balances


The best way to keep a high credit score is to use a credit card and pay the balance off in full each month. Itís a false belief that carrying a balance is an excellent way to increase your credit score. You need a low debt level to maintain a good credit score. 


Your Age And Income Have Nothing To Do With Your Score


Itís natural that older people who have a longer credit history have a better shot a good credit score, but your age has nothing to do with your score. It all depends on when you established credit. Some people started their credit histories early because their parents opened accounts for them. Others needed to wait awhile before opening their first credit card account. 


Your income also is not a factor in determining your credit score. It may be true that if you have a higher income, itís easier to stay out of debt, but the amount of money you make has no direct impact on your score. 


You Cannot Access Your Credit Score For Free


You have a legal right to obtain a free copy of your credit report once a year but, your credit score isn't included in this report. There are free services that are outside of your credit report that will give you your credit rating, but you need to search for them. Itís a good idea to check your credit report periodically, but you should also know your score especially if you're getting ready to make a big purchase such as buying a home.


Your Credit Matters More Than You Think


While you know your credit score matters when you head to get a home loan, you may not know just how many entities take your credit into account when you apply for them. Some things you may do where your credit score matters:


Apply for a job

Apply for a credit card

Rent an apartment

Sign up for phone and Internet services

Get other utilities in your home


Your credit history gives a picture to the world to let them know if youíre financially stressed. If you have gone through rough patches, there are always ways to bring your score up. If you had a judgment ruled against you in a lawsuit, for example, that would only appear on your credit report for a certain number of years. Lenders will often allow you to explain bumps in your credit report as well. Understanding credit is half the battle to a good score!      




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Posted by Renee Prunier on 9/4/2018


4 Lake View Ave, Brookfield, MA 01506

Single-Family

$274,900
Price

9
Rooms
3
Beds
2
Baths
Welcome home to this fantastic Colonial home with deeded rights to Quaboag Lake. Fully fenced-in level yard offers great privacy with beautiful gardens, fruit trees and fish pond. Plenty of storage in the oversized shed with garage door & opener. The home features a mudroom currently used as a beauty shop with plumbing for a sink. Potential to have wet-bar or utility sink. The kitchen is open to the formal dining room leading to the bonus 1st floor office space and the large livingroom with built-ins. 2nd floor offers 3 bedrooms. Master bedroom has been updated with cathedral ceilings, hardwood floors, 2 closets, skylights, mood lighting and a private master bath. Many updates including andersen windows, newer furnace, update baths, freshly painted interior and more. 2 Oil tanks, 1 car garage, finished family room in basement, bomb shelter and leased solar panels. Great location just minutes to Sturbridge, Charlton and Rte 9 Brookfield / Spencer.
Open House
Sunday
September 09 at 11:30 AM to 1:00 PM
Cannot make the Open Houses?
Location: 4 Lake View Ave, Brookfield, MA 01506    Get Directions

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