Renee Prunier


Posted by Renee Prunier on 2/20/2018

Beautifully appointed Colonial with Farmers Porch in sought after Hilltop Farm Estates cul-de-sac. Meticulously maintained home with open Cabinet Packed Kitchen / Breakfast nook, Center Island, Sliders to Deck & level back yard. Cathedral Ceiling Family room with Brick Fireplace. Hardwood floors in Foyer and Dining room. French doors in Dining and Living room. Oak Stairway. Many rooms thru-out the home have updated flooring. 2nd level offers 3 Bedrooms with the Master bedroom offering a private bath & walk-in closet. 1st flr laundry, 2 car side entry garage, Brick paver walkway, Bluestone treaded stairway leading to inviting Front Farmers Porch with maintenance free railings. Front Lawn Sprinkler system. Absolutely nothing to do, but move in.

More Info on this Property | New Listing Alerts




Categories: Uncategorized  


Posted by Renee Prunier on 2/19/2018

Buying a house is a life-changing decision. As such, you should perform extensive home evaluations before you make your final purchase decision.

There are many questions to consider as you review houses, and these questions include:

1. Does a home match my expectations?

Entering the housing market with homebuying criteria usually is a good idea. If you know what you want to find in your dream house, you can tailor your home search accordingly. As a result, you can speed up the homebuying journey.

When it comes to establishing homebuying criteria, it helps to consider your short- and long-term goals. For example, if you want a house that is close to your current office in the city, you can search for residences in towns and cities near your workplace. Or, if you are willing to upgrade a house on your own, you may want to focus on "fixer-upper" properties.

2. Can I afford a house?

Home prices vary based on many factors. Fortunately, if you create a homebuying budget, you can narrow your house search and review properties that fall within your price range.

Oftentimes, it helps to get pre-approved for a mortgage. Banks and credit unions are happy to provide you with a wide assortment of mortgage options. Once you assess the different types of mortgages, you can choose one that will ensure you can acquire your dream home in no time at all.

3. Will a home require in-depth repairs in the near future?

How a home looks today may not match how this residence looks in the years to come. As you evaluate residences, it may be beneficial to consider potential repairs.

For instance, if a house likely will require a new roof in the next few years, you may need to budget for this expense. Conversely, if a home is brand new or recently has been upgraded, you may be able to avoid costly, time-consuming repairs in the foreseeable future.

If you want to streamline your home search, you can hire a real estate agent too. In fact, if you employ a real estate agent, you can receive comprehensive support throughout the homebuying journey.

A real estate agent has a simple goal: to help you find a great house at a budget-friendly price. To accomplish this goal, a real estate agent will learn about you and your homebuying criteria and craft a personalized homebuying strategy. Plus, a real estate agent will set up home showings, offer expert homebuying recommendations and help you submit an offer to purchase your dream residence. And if you have homebuying concerns or questions, a real estate agent is available to respond to them at your convenience.

Lastly, be careful as you evaluate available homes in your preferred cities and towns. Keep in mind that no house is perfect, and any residence you buy may increase or decrease in value over time. And if you find a home that you want to buy, prepare a competitive offer, and you can boost the likelihood of receiving an instant "Yes" from a property seller.




Categories: Uncategorized  


Posted by Renee Prunier on 2/12/2018

When you buy a home, you suddenly realize that your wallet and bank account become quickly drained with all of the expenses involved. If you want to save money when you own a home, youíll need to find ways to cut down on your spending. This takes some creativity and some budgeting. The good news is that you donít have to sacrifice everything in order to live in the home you want. There are many ways that you can trim your budget and you probably never even thought of them.  


The Grocery Store


We all need to eat, so you definitely canít eliminate food from your budget! You can get your grocery bill down significantly with some careful planning. 


One of the biggest problems that people have, when they head to the grocery store, is that they simply shop without a plan. Make a list of what you need to buy. There are certain things that just about everyone needs every grocery trip like milk, bread, and eggs. If you go into the store with a list, youíll have a plan that you can stick to. Know what youíre going to cook and what everyone will eat throughout the week. If you bring coupons along on a grocery trip, try not to bring anything that you donít have use for. Youíll overspend if you buy just based on coupons. After you start your new system, you can have a clear budget that will become a habit over the course of time.


Donít Pay For What You Donít Use


Are you paying for things like a landline telephone or cable? Do you actually use these services? Cutting the cords can save you a lot of expenses. Also, youíre truly wasting money if youíre paying for something that you donít use. Thereís also some cheaper alternatives available when it comes to these types of services. 


Do More Yourself


While you may have relied on the luxury of a cleaning service or a landscaping service, you can cut these things out of your budget. Itís fairly simple to clean up after yourself, just set some standards with your family in order to keep the house up. As far as landscaping, you can probably do some of the mowing and raking on your own. You can still keep these services, but perhaps you want to save the maid for an every other month deep cleaning of your home. 


Other Places To Cut Expenses


Depending upon your lifestyle and needs, there are probably a few other places that you can save in your budget. These include:


  • Seeing where you can save on insurance policies
  • Finding alternatives for pet care and child care
  • Cutting back on your commuting costs by carpooling or using public transport


When you take a good look at your budget, youíll see that there are plenty of ways that you can start saving, yet still live in the home of your dreams and keep your lifestyle.




Categories: Uncategorized  


Posted by Renee Prunier on 2/5/2018

Buying a home is a very detail-oriented process, and there's a lot of important things you can overlook if you're not organized.

Home buyers generally have the opportunity to do a last-minute inspection of the premises to make sure everything's up to standards prior to closing on the property.

A real estate buyer's agent can accompany you on the final inspection or provide you with advice on what to look for.

If you've already visited the home a couple times and had the house professionally inspected, you're probably well-acquainted with any major malfunctions, flaws, or repair issues. In many cases, home buyers may reach an agreement with the seller to fix, replace, or make allowances for mechanical or cosmetic problems. While real estate negotiations and sales agreements are as varied as the people and properties involved, there are typically dozens of things buyers need to check on before they sign the final documents and accept ownership of the property.

Final Walkthrough Tips

As you're doing the final walk-through of the house, it's necessary to remember or have notes on the condition of the home when you last looked at it. You'll also want to have a clear idea of what appliances, fixtures, and window treatments are supposed to be remain in the house after it's been vacated by the seller. Depending on how close your final walk-through is to the actual closing, that has probably already happened.

If there's anything missing that the seller agreed to include in the sale, then that's an issue you'll want to discuss with your real estate agent or attorney. Any property damage that may have resulted from moving furniture and other belongings should also be discussed before final papers are signed. The same thing would apply to landscaping changes that appear to be inconsistent with the sales agreement. Your buyer's agent and/or lawyer can serve as intermediary in getting these issues clarified and ironed out.

To make sure your final inspection is thorough, it's a good idea to have a "final walk-through checklist" to help keep you organized and focused. You'll want to take a last-minute inventory of items that are supposed to be included with the property sale, such as appliances, lighting fixtures, furnishings, window treatments, children's play structures, hot tubs, and anything else that was agreed to in the sales contract.

Other items you'll need access to may include garage door openers, manuals for appliances and mechanical systems, warranties, invoices for repairs made, and remote control devices for things like ceiling fans, alarms, and other systems.

Your checklist and final walkthrough should focus on a variety of items, including the working condition of appliances, the electrical system, plumbing fixtures, and the condition of walls, floors, ceilings, doors, windows, and landscaping features. For a complete checklist, look online or consult your real estate agent.





Posted by Renee Prunier on 1/29/2018

The kids are gone and your home that once always felt full to the brim might begin to feel like too much for just the two of you. Which also means itís the perfect time to buy just the kind of home you always dreamed of having. And letís be honest, this isnít always the home young couples need to raise their growing family.

Open the next chapter of your life by, quite literally, opening a new door.

One of the most important factors to consider when house hunting is whether to stay within your existing community. Many couples are excited to not be tied to one place and have the ability to move to somewhere much warmer or scenic. However, itís important to consider a few factors that some couples find they wish they had when they first started house hunting for homes across the country.

One of the biggest factors to consider is your family and friends. Moving across country can mean seeing them a lot less. And even though we now have video call technology thereís no replacement for that one on one interaction you get when theyíre just a drive around the corner.

Instead of jumping in feet first, consider vacationing in the location(s) you are considering for a week or two at a time. Get to know the surrounding community while you are there. What types of people are in the area and can you see yourself easily becoming one of the group? Visit the restaurants, coffee shops, library and community center to see where people gather and if they are ďyourĒ people. If you have a hobby or are looking to take one on look into what sort of activities are in the area. Look for sewing/knitting circles, cooking classes, speaking events, and/or hobby shops in the area.

You might just find that the area is best for visiting time to time and not a place youíd like to grow roots. However, you do find you love the location look into the different travel options and what pricing will look like throughout the year. Especially around the holidays. You donít want to find out after the fact that you need to drive to a train station two hours away just to get on a train or pay an arm and a leg for a plane ride.

One last thing to consider is planning for your budget both now and in the future. Retirement has a lot of perks but cash flow can get tricky when it comes to big-ticket items. Look for homes that you can pay as much of the total as possible up front. Having small, or no, mortgage payments will ensure you are well within your means. If this is a home you plan to live in for a very long time youíll want to make sure that all expenses can be covered by one of you if anything should happen to the otherís income source.